Protecting Every Ride: Personal Injury Coverage in Non-Owner Insurance
Driving in Colorado, whether for personal or commercial reasons, demands careful consideration of insurance coverage. While typical auto insurance covers the owner of the vehicle, what happens when you don't own the car but frequently use it? Non-owner car insurance steps in to provide protection, and when it comes to safeguarding against personal injury, understanding this coverage becomes crucial. The Significance of Non-Owner Insurance Understanding Non-Owner Car Insurance Non-owner car insurance is designed for individuals who don’t own a vehicle but regularly drive or rent cars. It provides liability coverage if you’re at fault in an accident, covering the costs of bodily injuries and property damage caused to others. Scope of Non-Owner Policies These policies usually do not include coverage for the vehicle you’re driving, meaning damages to the car won’t be covered. They primarily focus on liability protection, including medical expenses for others and legal fees if you'...